Hiring a domestic helper in Singapore is becoming an increasingly popular choice for many households. Whether you need assistance with household chores, childcare, or elderly care, a domestic helper can be a valuable part of your home. However, before hiring a domestic helper, it’s important to understand the full financial commitment involved.
In this article, we provide a detailed breakdown of the costs you can expect when hiring helpers in Singapore, so you can make an informed decision.
One-Off Costs
When hiring a domestic helper, there are several one-off costs that employers need to be aware of. These costs are typically incurred during the hiring process and can add up to a significant amount. Let’s break these down:
1. Maid Agency Fees
If you choose to go through an agency to hire a domestic helper, you will need to pay agency fees. These fees can range from S$1,000 to S$3,000 and typically cover services like screening potential helpers, matching them with suitable employers, and handling administrative tasks. Some agencies may also include the first month’s salary in their fees. These fees are usually non-refundable, so it’s important to carefully choose a reputable agency.
2. Work Permit Application and Issuance
Once you’ve selected a domestic helper, you will need to apply for a work permit for them. The cost of the application and issuance of the work permit is S$70, with S$35 for the application and S$35 for the issuance fee.
3. Settling-In Programme
A mandatory programme for all first-time foreign domestic workers is the Settling-In Programme. This programme helps the helper adjust to life in Singapore, learn about their rights, and understand their responsibilities. The cost of this programme is S$76.40.
4. Security Bond
A security bond is required by the Ministry of Manpower (MOM) and is set at S$5,000. This amount is refundable, provided that the employer complies with all MOM regulations. If there are any breaches, such as the domestic helper running away or not complying with work conditions, the bond may be forfeited.
5. Maid Insurance
In Singapore, it is a legal requirement to purchase maid insurance for your helper. This insurance typically covers medical expenses, personal accidents, and liability. The cost of insurance can range from S$450 to S$500 for a 26-month policy.
Recurring Monthly Costs
In addition to the initial one-off costs, there are several recurring monthly costs that employers will need to budget for. These costs are generally predictable and will continue for the duration of the helper’s employment.
1. Salary
The salary of your domestic helper will be one of the largest ongoing costs. Depending on factors such as the helper’s nationality and experience, the salary can range from S$450 to S$700 per month. On average, you can expect to pay around S$597 per month.
2. Maid Levy
The maid levy is a monthly fee that employers must pay to the Singapore government. The standard levy is S$300, but if your household is eligible for the maid levy concession, the rate is reduced to S$60. The concessionary rate is available for households with young children, elderly family members, or members with disabilities.
3. Living Expenses
Your domestic helper will also require living expenses, which include costs for food, toiletries, and other personal items. These expenses typically amount to S$270 per month.
Additional Costs
In addition to the core one-off and monthly costs, there are a few additional costs that employers may encounter during the employment of a domestic helper.
1. Medical Examinations
It is mandatory for foreign domestic workers to undergo a medical examination every six months. This ensures that the helper remains fit for work. The cost of each medical examination typically ranges from S$60 to S$80 annually.
2. Rest Day Compensation
According to Singapore’s regulations, domestic helpers are entitled to one rest day per week. If they work on their rest day, employers are required to compensate them with at least one day’s salary.
3. Miscellaneous Expenses
There are other smaller costs that can arise throughout the course of employment. These include things like mobile phone bills, toiletries, and any other personal needs your domestic helper may have. On average, these costs amount to about S$200 per month.
Total Estimated Costs
To give you a better idea of what to expect, let’s break down the total estimated costs of hiring a domestic helper, both for new and transfer helpers:
- New Maid: The total cost to hire a new maid, including one-off and recurring expenses, is approximately S$7,990 to S$8,780.
- Transfer Maid: If you’re hiring a transfer maid (someone who is already in Singapore and working for another employer), the total cost is slightly lower at around S$7,790 to S$8,280.
Government Subsidies and Grants
It’s important to note that there are several government subsidies and grants available to help offset some of the costs associated with hiring a domestic helper.
1. Foreign Domestic Worker Grant
Eligible households can receive a S$120 monthly grant to help reduce the cost of hiring a foreign domestic worker.
2. Home Caregiving Grant
This grant provides additional financial support to households that require caregiving for elderly family members. The grant can range from S$150 to S$200 per month, depending on the situation.
3. Maid Levy Concession
Households that meet certain criteria, such as having young children, elderly family members, or a person with disabilities, are eligible for the maid levy concession. This reduces the levy from S$300 to S$60 per month.
Partner with Best Housekeeper for a Smooth Experience
Hiring a domestic helper in Singapore is a significant financial commitment, and understanding all the costs involved is essential before making a decision. From one-off agency fees and work permit charges to monthly salary and levy payments, it’s crucial to budget carefully to ensure that you can afford the costs involved in hiring helpers in Singapore.
However, the process can be overwhelming, especially with all the paperwork and regulations. For a seamless experience in hiring a domestic helper, consider partnering with Best Housekeeper. We specialise in helping families find trustworthy and experienced helpers in Singapore who meet their specific needs, and we guide you through every step of the process.
Let Best Housekeeper take care of the details, so you can enjoy peace of mind knowing that you have reliable help at home.